Today, I've been on the verge of being completely overwhelmed. Often times, life doesn't go according to plan. But when those plans gone-awry mean unexpected bills, well, that really sucks a person's soul. Financially drowing is highly restrictive. I'm starving, but I can't pretend it's comfortable.
My parents have been helping me out a lot over the last 6 months. Since it's taken me so long to find a roomie, they've been helping w/ the rent. Then, a monumental tax bill from the IRS... then medical bills... etc etc...
I know what you're thinking: "Aren't there things you could cut back on?" Admittedly, there are 4 things.
#1) Netflix ($9/month)
#2) Limited Basic Cable ($2/month)
#3) Disneyland Annual Pass ($35/month)
#4) Coffee/dining out ($40/month)
Coffee/dining out varies. I rarely go out w/o a coupon, and most of my "coffee" trips are actually "tea" trips, totalling a little over $1 each. These are also not daily.
So cutting out all of that would save me a grand total of $86/month.
While it's a start, it's simply not enough.
Being a single woman working from home - getting "out" and around people is important, but I'd feel a whole lot better about doing it if I weren't gasping for financial air.
I HATE asking for help - especially in the magnitude as it's been lately. I did just get a small raise which should show up on my next paycheck. I have a headhunter looking for a 2nd job, part time, work from home coding job for me. While I'm reluctant to take a 2nd position that requires me to do more coding from home, if I need to be a hermit for a while to get these off my back, I will.
If it weren't for my parents willingness to help w/ no strings attached, I'm frightened to think of where I'd be today. Though I feel like I'm drowing in a sea of debt (nearly all of which bankrupcy will not cure), I'm hopeful that, with the continued love, support, and guidance of my family, I won't be drowning for long.